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Tracy Basinger

Tracy Basinger

Group Vice President, Federal Reserve Bank of San Francisco

Tracy Basinger is a Group Vice President in the Financial Institution Supervision and Credit Division at the Federal Reserve Bank of San Francisco. In this role, she has three areas of responsibility – overseeing the consumer compliance and Community Reinvestment Act (CRA) supervision function for the 12th Federal Reserve District, the Division’s Regulatory Applications function and the Division’s newly established team of fintech analysts that focus on better understanding the impacts, opportunities and regulatory questions posed by the emergence of the fintech industry.

Currently, Tracy is co-leading a Federal Reserve System fintech project. The project team is assessing the benefits and risks of financial innovation on the banking industry and the range of supervisory issues from both a safety and soundness and consumer protection perspective. The project covers a range of fintech segments that include lending, automated investments and savings, digital wallets, and distributed ledger technologies.

Prior to joining the Federal Reserve System in 1989, Tracy held various operational positions at California financial institutions. She has a Bachelor of Science degree in business administration from California State University, Hayward.



Thursday, June 15 – 4:00 PM to 4:45 PM, Track 1
Breakout: Will New Regulation Address Existing Consumer Needs?